We Guarantee If You Work With Us to Buy Your Home We Will Get You The Lowest Interest Rate Available and Lowest Monthly Payment. If You find a Lower Rate and Payment We will Pay *$2000 Towards Your Closing Cost.
This offer is limited to 150 families in 2025 and is projected to end by late May of 2025. If you are serious about becoming a homeowner in 2025 please click above and You'll be given the opportunity to book directly on my calendar after completion.
STILL NOT SURE This is for you?
Frequently Asked Questions
What is the minimum credit score required to qualify for the?
The minimum credit score required is 660, with at least one open tradeline for one year. This makes the program accessible to a wide range of buyers, including those who may not have perfect credit.
Do I need to be a first-time homebuyer to qualify for this loan?
No, this program is not limited to first-time homebuyers. Anyone purchasing a primary residence can qualify, provided they meet the other eligibility criteria.
What is the required down payment, and are gift funds allowed?
The program requires only a 1% minimum borrower contribution, which makes it highly affordable. Additionally, gift funds are allowed, so family or friends can assist with your down payment if needed.
Can student loans be excluded from the debt-to-income (DTI) ratio calculation?
Yes, student loans can be excluded from the DTI ratio calculation, which helps make homeownership more achievable for borrowers with significant student loan debt.
*To Qualify for the Closing Credit You Must Have a Signed Representation Agreement with Will and Close with Him or an Agent on His Team.
Will Higgins is a licensed California Realtor #02041723 in great standing with the state of CA
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